Millions of RCBC DiskarTech users can now receive remittances from their loved ones overseas through the award-winning mobile app, and apply for quick cash micro loan for as low as P500 with real-time crediting of loan proceeds.
RCBC partnered with PERA HUB, the retail brand of PETNET, Inc. which has been in the financial services industry for over 25 years serving Filipinos through its over 3,000 locations nationwide to enable digital remittance transfers through PERA HUB’s award-winning digital remittance platform. Families of OFWs can now claim their Remitly, Sendah, and Japan Remit Finance Co, Ltd. remittances through RCBC DiskarTech.
The partnership will allow RCBC DiskarTech users in the Philippines to claim remittances from their loved ones and family members straight to their RCBC DiskarTech account. In just a matter of clicks, families in the Philippines can skip the hassle of lining up at remittance centers. Or they can use the remittance proceeds to do fund transfers, pay bills, avail of insurance, and telemedicine, among many others.
Meanwhile, the DiskarTech Loan offers quick and convenient lending services to pre-qualified and verified app users. Those users who have already availed of a P500 loan and have successfully paid it off, will become eligible to borrow higher amounts in their succeeding DiskarTech Loan. The loan amount will automatically be credited in real-time to the user’s RCBC DiskarTech Basic Deposit Account.
“These new features will entice more unbanked and underserved Filipinos from far-flung communities to participate in the cash-lite economy we envision. Through digital financial services done in the comfort of one’s own home, formal banking will now be simple, safe, and fast,” RCBC Executive Vice President and Chief Innovation and Inclusion Officer Lito Villanueva said.
RCBC President and CEO Eugene S. Acevedo said, “The direct remittance and the new quick cash loan feature will enable Filipinos to access finance solutions wherever they are, whenever they need them. This is our continuous commitment to serve Filipinos with the ease, warmth, and trust we at RCBC pride ourselves on.”
PERA HUB is among many pioneering networks of financial service providers in the Philippines. By empowering retail locations that cater to all Filipinos, the service provider focuses on over the counter and digital remittances, cash-in and cash-out services, foreign currency exchange, loans, airline ticketing, e-loading, and microinsurance. It reaches millions of Filipinos through its company-led branches and PERA HUB Remit Partner locations nationwide.
About RCBC
RCBC is one of the country’s fastest-growing banks, and the most awarded for its banking innovations. It is now the Philippines’ 6th largest privately-owned universal bank from 8th place in asset ranking in 2018. It accomplished and maintained this feat from 2020 to the present, even breaching the P1-Trillion asset mark by the end of June 2022 despite the COVID-19 pandemic and various investment activities by competition. RCBC’s continuing digital and business transformation further enhanced its value and reach. RCBC has now become the most awarded Philippines bank. Among its recognitions include a three-peat award as the Philippines’ Best Bank for Digital by Asiamoney, and back-to-back wins for Best Financial Inclusion App by The Asian Banker’s Financial Technology Innovations Awards.
About PERA HUB
PERA HUB is the Philippines’ foremost consumer financial services center with over 3,000 locations composed of company-owned and PERA HUB Remit Partner locations nationwide. It provides its customers with a comprehensive scope of reliable financial services in one location. PERA HUB is geared towards providing complementary products such as remittance, cash in and cashout services, loans, money changing, bills payment, airline ticketing, e-loading, micro-insurance and other cash and payment related solutions to its growing market.
To further leverage on new technologies, PERA HUB launched their own app and their PERA HUB Visa Prepaid Card to allow 24/7 access to financial services. In 2021, PERA HUB launched the PERA HUB Digital Remittance Platform (DRP), Southeast Asia’s first API Developer portal for remittances to empower the next generation of fintech solutions. The platform serves foreign and local remittance companies, fintech partners, banks, ewallets, brick-and-mortar retailers, and any other business looking to offer their customers world-class digital remittance services. The open and cost-efficient platform, provides remittance brands with safe & scalable solutions and is poised to offer other financial services on the portal such as payments & insurance. The PERA HUB Digital Remittance Platform was recognized by the Asian Technology Excellence Awards and won the Philippines Technology Excellence Award for Fintech – Remittance in 2022.
For your cash and payment-related solutions, visit PERA HUB branches nationwide or download the PERA HUB App in Google Play and App Store. Call us at (+632) 8-7372482, and follow perahubph on Facebook and perahub on Instagram. You can also Sign up for free and get early access to PERA HUB’s Developer Portal and PERA HUB’s API system.
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